Find the Right Mortgage for Your Next Chapter
Not every homebuyer’s journey is the same. That’s why I offer a wide range of traditional mortgage solutions designed for buyers from all walks of life. Whether you’re purchasing your first home, upgrading, or investing, I’ll help you navigate the options and find a loan that fits your goals.
Explore Traditional Loan Options
Conventional Loans
A popular choice for buyers with solid credit and a steady income. Conventional loans offer flexible terms and competitive rates, with both fixed and adjustable-rate options available. Perfect for primary residences, second homes, or investment properties.
FHA Loans
Ideal for buyers who need a lower down payment or have less-than-perfect credit. FHA loans are backed by the Federal Housing Administration and allow for down payments as low as 3.5%. Gift funds can be used, and qualifying is often more flexible.
Jumbo Loans
Looking at a higher-priced property? Jumbo loans make it possible to finance homes that exceed conforming loan limits. These loans are tailored for buyers in competitive markets or those purchasing luxury properties.
USDA Loans
If you’re searching in a rural or suburban area, USDA loans offer zero down payment options and are backed by the U.S. Department of Agriculture. Great for eligible properties and buyers who meet income requirements.
Other Options
DSCR Loans: For real estate investors, qualifying based on property cash flow.
HELOCs: Access your home’s equity for renovations, debt consolidation, or major expenses.
Land & Lot Loans: Finance the perfect spot for your future build.
Manufactured Home Loans: Specialized financing for manufactured or modular homes.
Down Payment Assistance: Programs to help bridge the gap for qualified buyers.
Why Choose a Traditional Loan?
Wide Range of Choices: Find a mortgage tailored to your specific needs and financial situation.
Flexible Down Payment Options: From zero to twenty percent or more —choose what works for you.
Adaptable Terms: Select the loan length and payment structure that fits your budget.
Available for Many Property Types: From single-family homes to condos and investment properties.
Ready to Explore Your Options?
Let’s make your next move a confident one. I will walk you through the details, help you compare programs, and answer every question—so you can move forward with clarity and peace of mind.
Contact me today to get started on your traditional loan journey!