Unlock Your Path to Homeownership with Your VA Benefit
You’ve served our country—now let your benefits serve you. VA loans are designed to make homeownership more accessible for veterans, active-duty service members, and eligible surviving spouses. With unique advantages and a process built for you, I’m here to help you navigate every step with confidence and clarity.
Why Choose a VA Loan?
Zero Down Payment: Buy a home with 100% financing—no down payment required.
No Private Mortgage Insurance: Keep your monthly payments lower, since VA loans don’t require PMI.
Flexible Credit Requirements: More forgiving guidelines help open the door to homeownership.
Limited Closing Costs: The VA limits what you can be charged, helping keep more money in your pocket.
Government-Backed Security: The VA guarantees a portion of your loan, giving lenders confidence and you peace of mind.
Fixed & Adjustable Options: Choose from fixed or adjustable rate mortgages to fit your needs.
Who’s Eligible?
Veterans: Service requirements vary based on when and how you served.
Active-Duty Service Members: Typically eligible after 90 days of wartime or 181 days of peacetime service.
National Guard & Reserve Members: Usually eligible after six years, or sooner if called to active duty.
Surviving Spouses: Certain spouses of service members who died in the line of duty or from a service-related disability may qualify.
How the VA Loan Process Works
Ready to see how it all comes together? Here’s how I guide you from start to finish:
Understand Your Benefits
Discover what makes VA loans stand out—no down payment, no PMI, f lexible credit, and more1.
Get Your Certificate of Eligibility (COE)
I’ll help you secure your COE through the VA’s eBenefits portal or directly through my team1.
Find a VA-Approved Lender
Not every lender can process VA loans, but I can. I’m VA-approved and experienced in helping military families.
VA Appraisal & Underwriting
The VA appraises your chosen home to ensure it meets standards. Our underwriters review everything to ensure you’re set for success.
Choose the Right Home & Agent
Work with a real estate agent who understands VA requirements to find a home that qualifies.
Close on Your Home
Finalize your paperwork, pay limited closing costs, and get ready to move in.
Meet Occupancy Requirements
VA loans require you to make the property your primary residence after closing.
Explore Future VA Benefits
Down the road, consider VA Streamline (IRRRL) or Cash-Out Refinance options, and access VA support resources as your needs evolve.
Why Use Me for Your VA Loan?
As a veteran, I’m passionate about helping you make the most of your hard earned benefits. From your first question to the day you get your keys (and beyond), I’m here with expert guidance, responsive communication, and a process built around you.
Ready to use your VA benefit? Contact me today and let’s make your next move your best one yet.
